From 1 April 2022, the final salary pension schemes will be closed to all members and everyone regardless of age will become members of the 2015 CARE scheme.

Members with service in one of our legacy schemes can keep any service earned before 1 April 2022 and will be able to access these benefits in the same way and at the same time as previously. Any pension benefits built up from the 1 April 2022 will be in the 2015 CARE scheme.

This means that when eligible members claim their pension on retirement after 1 April 2022, it will contain both final salary and CARE scheme benefits.

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