The 2015 Remedy is the term used for the pension scheme changes announced by the UK government. This was in response to the 2018 Court of Appeal ruling that found the pension scheme reforms introduced on 1 April 2015 discriminated against younger members of the legacy schemes.

Younger scheme members were not given full or tapered protection meaning they were automatically transferred to the new 2015 schemes whereas, those with full protection were allowed to stay in their legacy scheme and those with tapered protection didn’t have to move to the new schemes right away. The 2015 Remedy will remove this discrimination.

HM Treasury held a consultation in July 2020 that set out plans to allow eligible members of the NHS, Teachers, Firefighters, Police, Armed Forces and Civil Service Pension schemes to choose whether to receive benefits from their legacy or reformed schemes for the period between 1 April 2015 and 31 March 2022. This is known as the Remedy Period.

The consultation response that was published in February 2021 is now being made into law through the Public Service Pensions and Judicial Offices Bill. The Bill is due to come into force on 1 April 2022.

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