Your NHS pension contributions

The amount you pay towards your pension scheme depends on your ‘pensionable pay’ (which is your salary, wages, fees and any other regular payments but not any bonuses, expenses or overtime payments).

For officers this is based on your previous year’s earnings. If you are a practitioner, we’ll use earnings in the current year. If you work part-time, your contribution rate is worked out using your whole time equivalent pensionable pay.

Your pension contributions are deducted from your monthly salary by your employer and you receive income tax relief on your contributions.

Your employer contributes an amount equal to 20.9% of your pensionable pay into the scheme on your behalf.

Current contribution rates for the NHS Scotland Pension Scheme 2015 are shown in the table below:

Whole time pensionable pay

Percentage contribution 2020-2021

Up to £20,605 5.2%
£20,606 to £24,972 5.8%
£24,973 to £31,648 7.3%
£31,649 to £64,094 9.5%
£64,095 to £89,731 12.7%
£89,732 to £119,560 13.7%
£119,561 and above 14.7%

 

Further reading

Early retirement reduction buy out

Increasing your pension

Was this information useful?